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*The Financial Conduct Authority, confirmed in their publication Our work on motor finance – final finding – March 2019 that on a typical motor finance agreement of £10,000, a Discretionary Commission Arrangement typically resulted in consumers being overcharged £1,100 over a four-year agreement. See: https://www.fca.org.uk/publication/multifirm-reviews/our-work-on-motor- financefinal-findings.pdf s. 2.15, Pg9.

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